Have you ever wished there was an easier way to make money without all the hassle of a full-time job or investment?
You’re not alone.
I’ve tested dozens of apps promising easy cash, and let me tell you: some work, and others are just hype.
In this list, I’m sharing the top 10 money earning apps without investment that can help you earn without spending a dime upfront. Some let you earn passively, while others reward you for quick tasks that fit into your day. Perfect if you’re looking to add a little extra to your pocket – whether it’s cash, gift cards, or even small rewards that add up.
Let’s dive in! Here’s my go-to list for making money without the usual catch.
The Top 10 Money Earning Apps Without Investment
- Passive App
- Google Opinion Rewards
- Swagbucks
- Fiverr
- First Games
- InboxDollars
- Foap
- TaskBucks
- Toluna
- Qriket
What is a Money Earning App?
A money-earning app is an app that lets you make cash straight from your phone by completing tasks, offering services, or joining fun activities. The best part? You don’t need to spend anything upfront. Whether it’s taking quick surveys, playing games, or even freelancing, these apps make it easy to earn without investing a single penny.
There’s something for everyone. Gaming apps like First Games let you earn by playing, while Google Opinion Rewards pays you for sharing your thoughts through short surveys. Platforms like Fiverr and Upwork connect you with people needing help in areas like writing, graphic design, and so much more.
One type of online money making app that’s my favorite is the one where you have to do exactly ZERO work.
With the freelancing market growing at a projected 15.3% annually, these apps are more than just “extra cash” – they’re a whole new way to earn money in your spare time without a traditional job.
Passive App
I made some extra cash without doing…well, anything. That’s where Passive App comes in. I use it to earn by simply sharing my unused internet bandwidth. No constant tasks or surveys – it just runs in the background.
Main Features
- Easy Passive Earnings: All you do is set it up, and the app does the rest. It taps into your extra internet bandwidth, earning credits based on the data shared.
- Flexible Payout Options: Once you hit the minimum earnings threshold, you can cash out through PayPal or even in crypto.
- Referral Program: Want to boost your earnings? Invite friends, and you’ll get a bonus based on their activity.
Who’s it For: If you’ve got unlimited internet and want an effortless way to make some passive income, Passive App is a solid option. It’s perfect for anyone who wants a hands-off earning setup.
Google Opinion Rewards
This app is like getting paid for your opinions. Google Opinion Rewards sends me short surveys on topics like shopping habits, travel preferences, and even opinions on ads. Each survey only takes a minute or two, and I get rewarded with credits for each one I complete.
Main Features:
- Quick Surveys: Each survey is super short, usually around 1-2 minutes, and they come sporadically, so it doesn’t feel overwhelming.
- Easy Payouts: On Android, you can redeem rewards as Google Play credits, while iOS users get PayPal cash.
- Simple Setup: It only asks a few basic questions initially, and then you’re ready to start getting surveys.
Who’s it For: Perfect if you don’t mind sharing your opinions and want a casual way to earn a little extra. It’s ideal for people looking for an easy, no-hassle way to make use of spare moments in the day.
Swagbucks
After Passive App, Swagbucks is one of my go-tos for earning a bit on the side. It offers a ton of ways to earn points (they call them “SB”) for things I already do online – like taking surveys, watching short videos, or even shopping. The best part? Those points quickly add up, and I can redeem them for cash or gift cards.
Main Features:
- Multiple Earning Options: Surveys, videos, online shopping, and more. You can mix and match based on what’s convenient.
- Flexible Rewards: Redeem points for PayPal cash or choose from a huge selection of gift cards.
- Daily Bonuses: Earn bonuses if you’re active daily, so the more you do, the more you earn.
Who’s it For: Ideal for anyone who spends a lot of time online and wants to make a little extra doing easy, everyday tasks. Swagbucks fits perfectly into those quick breaks in my day.
Fiverr
Fiverr is a fantastic option if you want to make money with your skills (or even with no specific skills). I’ve seen people offer everything from graphic design and writing to unique services like voiceovers or even silly tasks.
The best part? You can start earning without any prior experience. For beginners, check out my blog on 5 Fiverr Gigs for Beginners to Earn $200-$500 Without Skills.
Main Features:
- Flexible Gigs: You can offer almost any service, from basic tasks to high-end professional services.
- Set Your Own Rates: Choose your price and keep full control over what you offer.
- Global Client Base: Fiverr connects you with clients worldwide, so there’s always an opportunity to earn.
Who’s it For: Perfect if you’re looking to turn skills or hobbies into income. Fiverr is great for people who want a flexible work schedule and enjoy working independently.
First Games
First Games is a solid choice if you’re into mobile gaming and want to earn while having fun. It’s run by India’s top mobile wallet, Paytm, and offers tons of casual and fantasy games with real cash rewards. From Rummy to Fantasy Cricket, there’s something for every type of gamer.
Main Features:
- Diverse Game Selection: Play games like Rummy, Ludo, and fantasy sports.
- Cash Prizes and Bonuses: Win real cash in competitive tournaments or casual games, plus regular bonuses.
- Easy Cashouts: Withdraw your winnings directly to your Paytm wallet with minimal hassle.
Who’s it For: Perfect for gamers who enjoy a mix of skill and chance-based games and want to earn rewards for their gaming time. Great for anyone who loves games and wants an exciting way to make extra income.
InboxDollars
InboxDollars pays you for simple tasks like watching videos, reading emails, or even just browsing the web. I find it super easy to use, especially because it lets me earn doing things I’d be doing anyway. Each task has a cash reward, and those little bits add up pretty fast.
Main Features:
- Variety of Earning Options: Get paid for surveys, watching videos, and even playing games.
- Straight Cash Payouts: No points or coins to convert—your rewards are all in cash.
- $5 Sign-Up Bonus: New users get an instant cash bonus just for joining.
Who’s it For: Perfect for anyone who spends a lot of time online and wants to earn in their spare time. Great for multitaskers who like having multiple ways to bring in a few extra dollars.
Foap
Foap turns your photos and videos into cash by connecting you with brands seeking authentic content. Upload your creative work, and when a brand purchases it, you earn money.
Main Features:
- Sell Your Content: Upload photos and videos to the Foap market, making them available to global brands.
- Participate in Missions: Engage in brand-sponsored missions with specific themes for a chance to earn higher rewards.
- Community Engagement: Join crowds and connect with fellow creators to learn, share experiences, and receive feedback.
Who It’s Best For: Ideal for photographers and videographers looking to monetize their work, as well as anyone with a creative eye who enjoys capturing moments. Foap offers a platform to showcase your talent and earn income through brand collaborations.
TaskBucks
TaskBucks is an app that rewards you for completing small tasks, like downloading apps, participating in quizzes, or referring friends. It’s straightforward and offers a fun way to earn while trying out new apps or engaging in short activities.
Main Features:
- Earn Through Micro-Tasks: Complete tasks like app downloads, quizzes, and surveys for rewards.
- Multiple Redemption Options: Redeem earnings as mobile recharges or through Paytm cash transfers.
- Daily Contests: Join contests and increase your earnings with bonuses and prizes.
Who It’s Best For: Perfect for anyone who enjoys quick tasks and is looking for an easy way to make pocket money. Ideal if you’re in India and want rewards, you can redeem them as mobile recharges or Paytm cash.
Toluna
Toluna is a survey app that pays you for sharing your opinions on various topics. I enjoy it because the surveys cover interesting topics and it’s straightforward to earn points that I can redeem for cash or gift cards.
Main Features:
- Surveys and Polls: Complete surveys, polls, and even product testing to earn points.
- Reward Options: Redeem points for PayPal cash, gift cards, or enter sweepstakes for larger prizes.
- Community Engagement: Join a global community, create polls, and interact with other members.
Who It’s Best For: Great for anyone who likes sharing their opinion and wants to earn while doing it. Perfect for those who enjoy surveys and are looking for a reliable way to get gift cards or cash.
Qriket
Qriket is a fun, game-show-style app (available on iOS only) where you can earn cash by spinning a virtual wheel. You join live shows, spin the wheel, and have a chance to win cash prizes instantly. It’s a mix of luck and entertainment, perfect if you’re looking to earn in a more interactive way.
Main Features:
- Spin-to-Win: Spin the wheel for a chance to win real cash prizes during live shows.
- Interactive Live Games: Join live Qriket shows hosted by real people, adding a fun, social element.
- Blue and Gold Spins: Earn spins through watching ads or purchasing in-app, with chances to win different cash amounts.
Who It’s Best For: Ideal for anyone who enjoys game shows and wants a lively, interactive way to earn small cash rewards. Perfect if you’re a fan of luck-based games and want a chance to win money while having fun.
Benefits of Using Money-Earning Apps Without Investment
Why are money-earning apps so popular? Here are some of the big perks:
Flexibility and Convenience
One of the biggest perks of money-earning apps is that you can earn from anywhere, anytime. Whether you’re a student fitting in quick tasks between classes, a part-timer wanting a little extra, or a stay-at-home parent, these apps make it easy to work on your own schedule. Just log in whenever you’ve got free time and start earning.
No Upfront Costs
Unlike some side gigs that need investments or fees, these money-earning apps let you sign up and start earning right away. No need to pay for memberships or products. You just jump in and start making money.
Accessible for All Ages and Skill Levels
From easy surveys and simple tasks to high-skill freelancing in fields like design or writing, these apps have options for everyone. So whether you’re just starting out or have years of experience, you’ll find opportunities that fit your skills and interests. It’s what makes these apps perfect for anyone, no matter their age or skill level.
