Who doesn’t love free money? I am always looking for new ways to help individuals earn money without spending any additional effort. My recent research led me to explore an answer to the question:
What app offers free $100 sign-up bonus?
So, I used each app for about two weeks, and compiled the results in a blog, so that you can understand and make an informed decision.
There’s also a bonus app in there that lets you earn just by referring people.
So without further ado, let’s start signing up!
Top 7 Apps to Give Free $100 as a Signup Bonus
1. Current
Current, established in 2015, is a financial technology company offering modern banking solutions. It provides a user-friendly mobile app with features like early paycheck access, budgeting tools, and high-yield savings accounts. Current aims to make banking accessible and straightforward for everyone.
Current is known for its innovative approach to financial management, with a mission to help people spend smarter and save better. Over the years, it has gained millions of users, particularly among millennials and Gen Z.
Where is Current Available
Current operates through a mobile app available on both iOS and Android devices. Here’s what users think about Current:
How Much You Can Earn With Current
New users can earn a $50 sign-up bonus by opening an account and using the code WELCOME50. While this isn’t a $100 bonus, it’s a quick way to earn extra cash. Additionally, Current offers up to 4% Annual Percentage Yield (APY) on savings, which can help users grow their money over time.
What Makes Current Unique
Current stands out with its high-yield savings accounts, early access to paychecks, and no hidden fees. The platform also offers tools to help users build credit and invest in cryptocurrencies, providing a comprehensive financial solution.
2. SuperMoney
SuperMoney, founded in 2013, is a financial services comparison platform. It helps users find the best financial products, including checking accounts, credit cards, and loans, by comparing offers from various providers. With some providers offering perks like a free $100 sign-up bonus, SuperMoney aims to empower consumers to make informed financial decisions.
Individuals can filter results based on their unique circumstances, such as income level or credit score. The platform also educates users by breaking down complex financial terms into easy-to-understand language, ensuring consumers fully understand the value of features like sign-up bonuses and rewards.
Where is SuperMoney Available
SuperMoney operates through its website, which is accessible via any web browser. SuperMoney doesn’t an an app available on iOS and Android.
How Much Can You Earn With SuperMoney
By using SuperMoney to find and open a new checking account, users can access sign-up bonuses ranging from $300 to $550, depending on the bank’s offer. These bonuses often require meeting certain criteria, such as setting up direct deposits.
What Makes SuperMoney Unique
SuperMoney’s extensive database and unbiased reviews make it a valuable resource for comparing financial products. It provides personalized recommendations based on user preferences, helping individuals find the best deals available.
3. Chime
Chime was established in 2013 and is an online bank offering fee-free financial services. It provides checking and savings accounts with features like early direct deposit, automatic savings, and no overdraft fees. Chime aims to simplify banking and make it accessible to everyone.
In addition to its banking services, Chime offers tools to help users automate their savings. By rounding up transactions to the nearest dollar and depositing the difference into a savings account, Chime encourages effortless saving habits. Plus, new users can take advantage of a free $100 sign-up bonus, making it even more rewarding to start managing your money with Chime.
Where is Chime Available?
Chime operates through a mobile app available on iOS and Android. Here’s what users think about Chime:
How Much Can You Earn With Chime
New users can earn a $100 sign-up bonus by opening a Chime account and receiving a qualifying direct deposit of $200 or more within 45 days. This bonus is credited to the user’s account once the requirements are met.
What Makes Chime Unique
Chime stands out with its fee-free structure, early access to direct deposits, and automatic savings features. It also offers a “SpotMe” service, allowing eligible users to overdraft up to $200 without fees, providing a safety net for unexpected expenses.
4. Rakuten
Rakuten was founded in 1997 and is a leading cash-back platform. It partners with thousands of retailers to offer users cash back on their online purchases, along with a free $100 sign-up bonus for eligible new members once they have used the platform for more than 90 days. Rakuten aims to help users save money effortlessly while shopping online.
The platform has a strong global presence, with millions of active users taking advantage of its cash-back offers. Rakuten covers almost every shopping category, from fashion and electronics to travel and groceries, ensuring something for everyone.
Where is Rakuten Available
Rakuten operates through its website and mobile app, available on iOS and Android. Here’s what users think about Rakuten:
How Much Can You Earn With Rakuten
New users can earn a $30 sign-up bonus by spending $30 or more through Rakuten within the first 90 days. While this isn’t a $100 bonus, users can accumulate additional cash back by continuing to shop through the platform. Earnings are paid out quarterly via check or PayPal.
What Makes Rakuten Unique
Rakuten’s extensive network of partner retailers and competitive cash-back rates make it a standout platform. It also offers a browser extension that alerts users to cash-back opportunities while shopping online, ensuring they never miss.
5. Fundrise
Fundrise, established in 2012, is an online real estate investment platform that allows individuals to invest in a diversified portfolio of real estate assets. By pooling funds from numerous investors, Fundrise provides access to private real estate deals that were traditionally reserved for institutional investors.
The platform aims to democratize real estate investing, offering potential for long-term growth and income. Additionally, Fundrise often attracts new users by offering a free $100 sign-up bonus, making it even more appealing for those looking to start their real estate investment journey.
Where is Fundrise Available
Fundrise operates through its website and mobile app, available on iOS and Android. Here’s what users think about Fundrise:
How Much Can You Earn With Fundrise
Fundrise offers a $10 sign-up bonus for new investors. While this is not a $100 bonus, the platform’s potential for long-term returns through real estate investments can be substantial. Investors can start with as little as $10, and earnings come from quarterly dividends and appreciation in property values.
Note: Real estate investments carry risks, and returns are not guaranteed.
What Makes Fundrise Unique
Fundrise stands out by providing access to a diversified portfolio of real estate projects, including residential, commercial, and industrial properties. The platform offers various investment plans tailored to different financial goals and risk tolerances.
6. Robinhood
Robinhood, founded in 2013, is a commission-free trading platform that allows users to invest in stocks, ETFs, options, and cryptocurrencies. The platform aims to democratize finance by providing everyone with easy access to the financial markets, regardless of their investment experience or account size.
The app’s educational resources empower users to learn the basics of investing as they build their portfolios. Robinhood also provides real-time notifications, detailed stock charts, and tools like recurring investments to help users grow their wealth over time. With millions of users globally, the platform has transformed the trading landscape.
Where is Robinhood Available
Robinhood is accessible via its website and mobile app, available on iOS and Android. Here’s what users think about the app:
How Much Can You Earn With Robinhood
New users can receive a free stock valued between $5 and $200 upon account approval. While this isn’t a $100 bonus, the value of the free stock can increase over time, depending on market performance.
What Makes Robinhood Unique
Robinhood’s commission-free trading model, fractional shares, and access to cryptocurrency markets set it apart from traditional brokerage platforms. The platform also offers a premium subscription, Robinhood Gold, which provides extended trading hours, larger instant deposits, and access to professional research reports.
7. Public
Public, founded in 2019, is a social investing platform that combines commission-free trading with a community-driven approach. It allows users to invest in stocks, ETFs, and cryptocurrencies while connecting with other investors to share insights and ideas. Public aims to make investing more inclusive and transparent.
One of the platform’s goals is to shift the investing narrative from being solely about profits to focusing on education and community-building. Public makes investing accessible for users at all skill levels by eliminating hidden fees and minimum balance requirements.
Where is Public Available
Public operates through its mobile app, available on iOS and Android. Here’s what users think about the Public:
How Much Can You Earn With Public
New users can receive a free stock valued between $3 and $300 upon account approval. While this isn’t a $100 bonus, the value of the free stock can appreciate over time. Public also offers opportunities to earn more through referrals and by participating in community discussions.
What Makes Public Unique
Public’s social investing aspect sets it apart, allowing users to follow friends, experts, and public figures to see their investment choices and insights. The platform also emphasizes transparency by not accepting payment for order flow, and aligning its interests with those of its users.
Issues With Apps That Offer $100 Sign-Up Bonuses
Using apps and websites to make money, especially those offering sign-up bonuses or rewards like a free $100 sign-up bonus, can be an enticing way to earn extra cash. However, there are notable disadvantages users should be aware of.
Many of these platforms come with hidden requirements, such as minimum deposits, qualifying transactions, or specific conditions to access the advertised bonuses. For instance, users hoping to claim a free $100 sign-up bonus might discover they need to meet strict criteria, such as maintaining a minimum account balance or completing a certain number of transactions.
Failing to meet these requirements often results in missing out on the rewards, leaving users frustrated. Moreover, some platforms prioritize spending to earn, such as cash-back apps like Rakuten, which may lead users to overspend on unnecessary items just to qualify for rewards.
Passive App: An Alternative to Sign-up Bonus Apps
All the above apps have their downsides, which is why when you want to earn money for groceries or an Amazon gift card, Passive App is the best option. This app allows you to earn money simply by sharing your internet with people around you, this can be your friends or family members.
Passive App is designed with user privacy and simplicity in mind. During registration, the app only collects your email address and IP address—no other personal information is accessed.
The installation process is straightforward, and the app is compatible with Windows. Passive App partners with large companies to help them gather publicly available data from the internet.
Where is Passive App Available?
Passive App is available to download on Windows. The app has positive reviews from individuals who are actively looking for ways to earn passively.
How Much Can You Earn with Passive App
You can earn up to $55/month through Passive App. This amount can be directly withdrawn into your PayPal account, without any hassle.
However, your earning potential depends on the following factors:
- Geolocation
- Residential IPs
- Network Connectivity
What Makes It Stand Out From Others?
Unlike other apps here, Passive App is recognized for safe use by the following:
- Avast
- Kaspersky
- McAfee
- Microsoft Defender
Pro Tip: If you recommend Passive App to your friends and family members you can earn 10% of all their earnings
